Capital Expenditures isan amount spent to buy or upgrade productive assets such as buildings,machinery and equipment, vehicles in order to increase the capacity orefficiency of a company for more than one accounting periodCapital Investment refersto funds invested in a firm or enterprise for the purpose of furthering itsbusiness objectives. Capital investment may also refer to a firm’s acquisitionof capital assets and financial assets. The sources of capital investment aremanifold and can include investors, banks, and financial institution.
Capital InvestmentManagement is a management strategy that helps acompany to meet its obligations in order to satisfy capital expenditures basedon firm’s acquisition of capital and financial assets, and is related toshort-term and long-term financial decisions.Corporation isa firm that meets certain legal requirements to be recognized as a juridicalperson, which is owned by shareholders who share in profits and lossesgenerated through the firms operation.Financial AssetFinancial Statements area collection of reports about an organization’s financial results, financialcondition, and cash flows.
It is composed of Income Statement, Balance Sheet,Statement of Changes in Equity, Statement of Cash Flow, and Notes to FinancialStatement.Insurance isa contract, represented by a policy, in which an individual or entity receivesfinancial protection or reimbursement against losses from an insurance company.Insurance Company providesinsurance as a coverage, in the form of compensation resulting from loss,damages, injury, treatment or hardship in exchange for premium payments.Key PerformanceIndicators help an organization define and measureprogress toward organizational goals. The KPI’s are that used in the study are currentratio, debt to equity ratio, interest coverage ratio, return on investment, andreturn on equity.Liquidity convertsan investment portfolio to cash with little or no loss in value.
Management arethe directors and managers who have the power and responsibility to makedecisions and oversee an enterprise.Non-Life InsuranceCompany offers non-life insurance such as fire,motor, and marine, which provides insurance coverage depending on the loss fromparticular financial events. Portfolio isa group of complementary or supplementary financial assets such as stocks,bonds and cash equivalents, as well as their funds counterparts, includingmutual, exchange-traded, and closed-funds that are classify as the investmentof the company.Reinsurance occurswhen multiple insurance companies share risk by purchasing insurance policiesfrom other insurers to limit the total loss the original insurer wouldexperience in case of disaster.